What Canada’s 2025 Housing Plans Mean for Your Mortgage Options in B.C. & ALberta

What Canada’s 2025 Housing Plans Mean for Your Mortgage Options in B.C. & Alberta

If you’ve even glanced at the headlines lately, you’ve probably noticed two big themes:
housing supply is tight, and a massive wave of mortgage renewals is coming.
Oh, and the federal government just announced billions in new housing investments in the 2025 budget.

So, what does all this mean if you’re buying, renewing, or refinancing in British Columbia?

Let’s break it down in simple, real-world terms no political fluff, no economist goggles, just what actually matters for you as a homeowner or future homeowner.